We do authorize and pay overdrafts for the following types of transactions: This notice explains our standard overdraft practice that comes with your account. Ask us for more information on these plans. These may be less expensive than our standard overdraft practices. Overdraft protection plans, such as links to savings account and lines of credit (loans).Standard overdraft practices that come with your account, such as Courtesy Pay.We offer two different ways to cover your overdrafts: Information on Overdrafts and Overdraft FeesĪn overdraft occurs when your account does not have enough money to cover a transaction, but we pay it anyway. Having Courtesy Pay may provide access to you when you need it. Many deposits you make into your checking account are not available for immediate use, which means you cannot start using those dollars right away for everyday debit card purchases. When you don't have enough money to make a purchase or pay for something unexpected, such as a flat tire or an emergency doctors visit, you can opt-in to our Courtesy Pay service can authorize your everyday debit card transactions. If you inadvertently overdraw your checking account, we have the option to cover your overdrafts saving you the inconvenience and embarrassment of a returned or declined item, as well as the fee normally charged to you by merchants for items returned to them. Your Palisades Credit Union checking account has an outstanding benefit called Courtesy Pay. Home > Personal Accounts > Banking Courtesy Pay
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